Independent

Deposit Broker

Providing GIC rates from over 30 Banks, Credit Unions, and Trust Companies

CURRENT

RATES

Rates effective: September 18, 2020

Our branch offices have reopened. Use of a mask is mandatory for all individuals in our offices and you are encouraged to come prepared with a face mask. Face masks do not replace the need for social distancing, proper hand hygiene, and the other general guidelines that will remain in place.

 

1.52

1.28

1.20

1.07

0.81

5yr

4yr

3yr

2yr

1yr

Non-Registered

TFSA

1.90

1.70

1.65

1.43

1.05

RRSP

1.75

1.55

1.50

1.30

0.81

RRIF

1.48

1.25

1.18

1.07

0.81

No Fee Premium Savings Account up to: 0.15%  

The above rates are subject to change without notice. Minimum investment amounts may be required to obtain the rates listed above.

OUR VISION

At Heritage GIC’s, we understand that managing an investment portfolio built over a lifetime can be a daunting task. Whether it’s tracking maturities, finding the best interest rates or keeping clear records of where everything is, our team of dedicated professionals are here to make your life simple. Our service program will remind you of upcoming maturing GIC’s, source the best rates available and provide you with a clear summary of all of your investments as requested.

As an independent deposit broker serving Eastern Ontario for over 25 years, we work for our clients to source the very best interest rates available. Through a network of over 30 Banks, Credit Unions and Trust Companies, we’re able to create an environment where each institution competes for our client’s GIC business. As a result, our clients get the best rate available and the flexibility to tailor the maturity date to their needs.

At Heritage GIC’s, we believe the safety of our client’s investment is crucial to our shared success. That is why all of the institutions are covered under National or Provincial Deposit Insurance programs such as the Canadian Deposit Insurance Corporation (CDIC) or the Deposit Insurance Corporation of Ontario (DICO).

 

Companies Competing for Your Business

Our clients get access to over 30 Banks, Credit Unions and Trust companies competing for their business. Each institution is insured under Canadian Deposit Insurance Corporation (CDIC), the Deposit Insurance Corporation of Ontario (DICO), or other similar deposit insurer. Below is a short list of just some of the institutions we work with:

 

CONTACT US

OUR ADDRESS

621 Norris Court, Unit 3 Kingston, ON  K7P 2R9

Email: info@hgfs.ca
Tel:  613-547-7600 Ext. 1955

 

Click Here to Find Us

For any general inquiries, please fill in the following contact form:

 

© 2016 Heritage GIC's

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