Independent

Deposit Broker

Providing GIC rates from over 30 Banks, Credit Unions, and Trust Companies

CURRENT

RATES

Rates effective: May 12, 2021

Promos: 18 months at 1.10 for a minimum of 5K and 1.30% for minimum $50K.

30 months at 1.55% for minimum of $5K and 1.75% for minimum of $50K.

Our office remains open by appointment only. As we continue to support you during COVID-19, we remain available by phone and email.

Our office follows all current required safety measures, therefore we ask that you come prepared with a face covering, when visiting our office.

Please be advised that our Kingston office is now located at 1473 John Counter Blvd, Suite 300,  Kingston.

 
5yr
4yr
3yr
2yr
1yr

Non-Registered

TFSA

2.15

1.85

1.65

1.50

1.20

RRSP

2.05

1.85

1.60

1.30

1.05

RRIF

1.93
1.68
1.40
1.06
0.85
1.93

1.68

1.40

1.06

0.85

No Fee Premium Savings Account up to: 0.15%  

The above rates are subject to change without notice. Minimum investment amounts may be required to obtain the rates listed above.

OUR VISION

At Heritage GIC’s, we understand that managing an investment portfolio built over a lifetime can be a daunting task. Whether it’s tracking maturities, finding the best interest rates or keeping clear records of where everything is, our team of dedicated professionals are here to make your life simple. Our service program will remind you of upcoming maturing GIC’s, source the best rates available and provide you with a clear summary of all of your investments as requested.

As an independent deposit broker serving Eastern Ontario for over 25 years, we work for our clients to source the very best interest rates available. Through a network of over 30 Banks, Credit Unions and Trust Companies, we’re able to create an environment where each institution competes for our client’s GIC business. As a result, our clients get the best rate available and the flexibility to tailor the maturity date to their needs.

At Heritage GIC’s, we believe the safety of our client’s investment is crucial to our shared success. That is why all of the institutions are covered under National or Provincial Deposit Insurance programs such as the Canadian Deposit Insurance Corporation (CDIC) or the Deposit Insurance Corporation of Ontario (DICO).

 

Companies Competing for Your Business

Our clients get access to over 30 Banks, Credit Unions and Trust companies competing for their business. Each institution is insured under Canadian Deposit Insurance Corporation (CDIC), the Deposit Insurance Corporation of Ontario (DICO), or other similar deposit insurer. Below is a short list of just some of the institutions we work with:

 

CONTACT US

OUR ADDRESS

1473 John Counter Blvd. Suite 300, Kingston ON  K7M 8Z6

Email: info@hgfs.ca
Tel:  613-547-7600

402-1525 Carling Avenue, Ottawa, ON K1Z 8R9
Tel:  613-722-9999

 

Click Here to Find Us

For any general inquiries, please fill in the following contact form:

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